TBK Bank, SSB|FDIC logoFDIC-Insured - Backed by the full faith and credit of the U.S. Government

Expense Management Designed for Trucking

Give your business spending power, without giving up financial control.

No messy reimbursements. No cash advances. Just a clearer picture of your fleet operations with the LoadPay Bank Account Expense Card.

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Keep Your Trucks Moving With LoadPay Business Expense Debit Cards*

Give drivers the spending power they need while you stay in control of every dollar. No paperwork. No cash. No guessing.

Replace reimbursements and disconnected finance tools with one system built for trucking. LoadPay® Expense Cards connect directly to your LoadPay Bank Account so you can issue cards, set limits, and track spending in real time without extra complexity for your team.

See exactly where money is going as it is spent. Every transaction is visible immediately, helping you avoid end of month surprises and maintain predictable control over fleet expenses.

Get up and running in minutes. Issue cards, apply controls, and see value right away with no training sessions, added admin work, or disruption to daily operations.

*The LoadPay Bank Account is a product offering of TBK Bank, SSB, Member FDIC. The LoadPay debit card is issued by TBK Bank, SSB pursuant to a license from Mastercard.

man outside of trucks looking at device

Why Fleets Choose LoadPay Expense Cards

Control Spending with Customer Limits

Decide exactly how funds are used. You can set daily spending caps and transaction limits for each card on your account. If a purchase goes over the limit, it declines automatically. You can also lock a lost card directly from your phone.

Get Instant Cash When You Need It

Cash flow delays can keep your trucks parked and your drivers frustrated. LoadPay Expense Cards integrate seamlessly with our freight factoring services when paired with a LoadPay Bank Account. This means you receive instant funding 24/7/365 on approved invoices. Your drivers have the working capital they need to fuel up, pay lumper fees, and keep moving, even on weekends and holidays.

Stop Chasing Paper Receipts

Stop hunting down paper receipts and fighting with accounting software. All card purchases flow directly into your LoadPay platform, showing you exactly who spent what. This saves you hours of paperwork and makes tax season easy.

Protect Your Business

The transportation industry faces rising fraud threats. LoadPay helps safeguard your money and data through secure banking technology, card controls, transaction monitoring, and customer-defined spending limits. Operating within a bank-regulated environment, LoadPay provides tools designed to help reduce unauthorized spending and improve visibility into card activity.

How LoadPay Expense Cards Work

Issue Cards to Your Team

 

Request cards for your drivers directly through your account. You can mail the physical blue cards to your office or straight to the driver.

 

Set Custom Spending Limits

 

Assign specific dollar amounts and daily limits to each card based on the driver’s route and operational needs. You establish the boundaries, ensuring funds are only spent on approved business expenses.

 

Track Every Purchase

 

Log in to your dashboard to monitor purchases in real time. Every transaction shows the driver name and the exact amount spent. You maintain total control without needing an accounting degree.

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LoadPay Expense Cards How It Works

Frequently Asked Questions

  • What Can Drivers Purchase with the Expense Card?

    Drivers can use the card to pay for essential business consumables. This includes fuel at the pump, truck repairs, lumper fees, and overnight accommodations. You control the total amount available for them to spend. 

  • Can I Change Spending Limits Instantly?

    Yes. You can update daily limits, lock cards, or adjust available funds at any time from your primary account. This flexibility helps you respond to unexpected maintenance issues or sudden route changes quickly. 

  • Do Expense Cards Integrate with Freight Factoring?

    Yes. Because the expense cards are connected to your main LoadPay account, any funds you receive from integrated freight factoring are immediately available. This provides your fleet with reliable liquidity to cover immediate expenses. 

  • How Does This Help With Driver Retention?

    By providing drivers with a dedicated expense card, fleets can reduce the need for out-of-pocket business expenses and reimbursement processes, giving drivers immediate access to approved funds for business-related purchases.

Take Control of Your Fleet Expenses Today

Clear and organized approach to your operational expenses starts here. Give your drivers the purchasing power they need while maintaining the rigorous control your business demands. Log in to your LoadPay Bank Account to request your expense cards today. Fewer spreadsheets. Less guesswork. Greater control over fleet expenses.